Does the app provide any kind of notifications ? Or are there any kind of notifications coming in future updates?

For example, notifications for when transactions come in or possibly a future feature for bill due dates and such

Hi, I have retirement plan from my full-time job. I also part time see patients in my home clinic as acupuncturist.

Recently I start putting more salary into my retirement account.

I want to know as part time acupuncturist, is there any w...

Hello.

I am new to Faith Fi. Can anyone direct me to a faith based financial advisor please? Thank you. ❤️

It is $9K annually. How do I set up monthly amounts so that when we pay semi-annually there is money allocated for it?

We took out a balloon home equity loan a few years ago to finish our basement. The loan will now mature in the next few months, and we are unable to pay the balance owed. What would be our best option for a loan like this?

Are any users that have bank accounts with KeyBank experiencing connectivity issues with Plaid and your bank accounts? I understand the "work around" with the CSV upload, I just feel like I have no ability to have visibility to the status ...

Has anyone ever used or heard of this mortgage company in GA?

Positives or negatives?

Thanks

I have ~$30K in a Vanguard sector admiral fund and have had it for 20 years. The share price is ~$90 with a . 05% annual fee. This is the last quarter of the year and I typically earn $1500.00 in interest and dividends on this account. Va...

I would like some advice on my old 401k. Im not sure what would be the best option. My company has been purchased by another, the new company offers 401k thru Fidelity. Im planning on starting a Roth 401k with them. What would be the best ...

I would like recommendations for which online bank to choose for my savings/emergency fund. Thank you

My wife and I have been married for 47 years. We of course share all of our financial dealings such as mortgage, car payments, etc. Our credit is exceptional. We make very good money and do not have a great deal of debt. We also have a goo...

Is there a website that shows the breakdown of how donations to Christian organizations are utilized? There are certain organizations I do not want to donate to because they pay their upper level management exorbitant salaries.

Thinking about changing my checking and credit card to CCCU. Please let me know if you are currently using CCCU with you Faithfi application. Are you having any problems getting your transactions into your Faithfi?

Memo line available when creating a split transaction & easy access to revise the split transaction Yay!!! Thanks Faithfi!!

A friend offered to pay me 23% interest on a 60 note on a principle of $9000. This loan originated about a year and a half ago and every 60 days he has allowed the note to roll over. He is now about to pay it all off, principle and interes...

I’m trying to buy a property for my disabled daughter in Illinois. The price of the condo is $244k. I can put a down payment of 124k and finance 120k. My daughter gets a $628 a month in benefits plus food stamps. Right now she lives with us...

I will be 73 in August. Will QCDs taken in February of the same year count toward my RMD?

Hi! Anyone know why there are duplicate Transactions showing from the same vendors in the Transactions area?

Hello. Can someone explain how Available Funding and Left to Plan can get out of balance? Right now my Available Funding is $4 and my Left to Plan is $389. If I plan out the $389 to envelopes then my Available Funding goes negative by the ...

Who can help with a budget plan and set up?

Do you know much about this money-saving app? Is it legit? Safe?

Can someone help me understand how to use the app to set up a budget? I have my account connected but it doesn’t make sense to me how to utilize it. Is there a customer service number I can call to get some help?

We need to repair cracks in our foundation. We got an estimate of $10.000. We have $20.000 in our emergency fund. We owe $67.000 on our house. We have about $190.000 in equity. Both our cars are older one with 237000 miles the other has 316...

I have a lot of credit card debt and my mom suggested I transfer the debt over to a new credit card with a 0 % APR? Is that a wise decision?

Hi, does anyone know if there is a way to recover deleted transactions?

I had started doing the envelope's on here but got lazy and left it. How do I clear it to start over?

Hello All, How do I start a budget when I am in the negative in my bank account? If only I had a month or two free from bills and responsibility.

Hello,

I’m trying to archive some envelopes and the group they’re in, but it’s saying that I need to fund the envelope first because it’s negative

I use monthly budget so I don’t have to fund it. What do I do?

Is there a tutorial on how to utilize the app? I have it connected to my accounts and I named my envelopes but I don’t know how to use it beyond that. TIA

What strategies should I use to manage my finances while transitioning between jobs, especially when moving to a new city as a student? Also as a 19-year-old turning 20, I have an account with First Bank, but it doesn’t seem to be helping m...

Hello. I do not know that I completely understand how to report the BOIR. I had opened a LLC in my name in 2023 as a pet breeder. The adult dogs/cats are our pets, and we treat them as such. So naturally, I talk to my husband regarding busi...

I have a Whole Life policy through my insurance agency. I am 64 yrs old. I rent and have very little debt. What is best, whole or term life insurance. I pay almost $55/month for this. It seems ridiculous to me $25,000 when I go be with Jesu...

Do you have any tips for how to deal with rental car scams? For instance the one where they require a receipt at return for fuel even though the tank itself shows full. And they charge a customer anyway.

Hello, my spouse and I are looking at preparing a will or Living trust?? I have no idea on what would be best and need assistance, does anyone know, where to start?

Hello everyone! I am thinking about opening up an account for a Roth IRA. I am 47yrs old, I work fulltime, I have 403B account with at least $130k in a moderate aggressive investment. I am recently divorced, and bought my own home with arou...

We must make a decision very quickly as to where to transfer our brokerage IRA from the present company. Fidelity is where our current advisor is switching to, but we have no idea if it is in line with our Christian values. Does anyone kn...

Hello I would like advice and resources to help paying off personal loans. I have a few personal loans I have taken in the past year due to a family crisis and also bad investment. My loan interest is between 15-17% and it's over $100,000....

Which one to pick do I go with a CKA? Or go with the online Sound Mind Investing membership? I have a large amount of funds that I will be dealing with. The funds are coming from a sale of some property.

Hello. Thank you for your wonderful ministry which guides me to become better a steward of God's money. I listen to your program daily and it is inspiring. I have some questions that I need help with. First, I have a live insurance that I w...

Hello everyone; I hope you are well. I write to ask for resources, e.g., books, on how to speak with heirs about one's estate. I have read Ron Blue's/Jeremy White's Splitting Heirs as well as listened to the 07/18/24 podcast. I am looking f...

I have a specific question about the possibility of contribution to an HSA in retirement. I know from my research that I would have to not be in Medicare and also be in a hdhp in order to contribute. My question is: are those contributions ...

My wife is not working and has debt piling in her name that's exceeding $30k. I was wondering if it would be in our best interest to take out a home equity loan to cover both our expenses with 5 kids and a $1.2k monthly mortgage payment wit...

Hello everyone, I’m looking for some insight.

I am 30 years old, and will be getting married in two weeks. I have a ROTH IRA through Raymond James with an non-fiduciary advisor who charges 1.25 % that has $33,000 in it. I contribute $250/...

How do I safeguard the deed to my house from hackers trying to steel my house?

My spouse passed unexpectedly this year. We had jointly IRS filed income taxes for 2013, 2015, & 2016. Since 2017 we filed married but single separately. My spouse had made arrangements for payments with the IRS. The IRS takes any refun...

I have a house that’s paid for, however I was given advise to take a loan out for less than half the value to pay off debt such as car loan at a high interest rate, credit card debt, school loan and hospital loan. That being said I could co...

I recently and unexpectedly lost my long term employment. I have one loan that I kept due to its 1.99% interest rate. I have the cash to pay off the loan but wonder if I should keep the money on hand to add to my emergency buffer before fin...

My husband recently passed away, so I’m trying to navigate big decisions. We had always had old cars because he didn’t believe in financing a car, he was able to take care of the repairs and if the car left me stranded he could pick me up. ...

I have two questions that go together. My spouse likes to have a "cushion" to use throughout the month and uses a credit card as a cushion. At the moment, it has us $7200 in debt with high interest, over 20%. My first question is, would...

As I attempt to setup my accounts, I'm finding the software is not very user friendly. I wish I could speak with someone after purchasing your Faith Fi software!!!

I have a question about identity monitoring services……. in light of the recent increase in data breaches. It seems as if there is a new data breach in the news every couple of weeks, and over the past few months, I've personally received no...

Do you think it is a good idea to put all your bills, groceries, gas, etc, on a credit card and pay off the balance at the end of the month? There are rewards that build up, and you collect points as you use the card. I have been told thi...

Hello FaithFi Community,

I’m interested in investing in property with this company called “Fundrise.”

Have any of you heard of it? (See link below.) And the bigger questions I have is “Do you see any concerns with utilizing this type of i...

Good morning, My husband and I are having difficulties in deciding what to do and we would love some clarity.

I am in my mid 40s, the hubby is late 40s. We purchased acreage some years ago, put a nice rv barn/workshop on it and have now de...

Does anyone know how/where to sell these (i.e., how to find a reputable buyer)?

1. Which envelope do I put credit card payment in and then the amount taking from my checking?
2. On the plan section, even though I set up on auto-fund, some of the envelopes are not showing funded, while some are.
3. If there is money le...

I just need prayer! I fell for a scam! The story is too long to write about but I owe the bank $2000 cause they say it was as my fault for giving the scammers my account number. I only had $30 in my checking account so knew I could not lose...

Good morning everyone, We are in a delimeia. My husband took out a retirement loan back in 2021. The pay back on it is 1,500.00 a month! The loan will be paid back in November 2025, so getting close!

My question is, should we get a perso...

We are looking to buy a new house 1100 miles from us now. As of last weekend, the real estate rules have changes for buyers. We are being pulled two ways, one realtor wants to be our exclusive agent putting us first, the builders agent want...

How can I choose index funds? How can I learn about that topic. I would like to start investing in index funds through my Roth IRA but I need to learn how to choose the right one. I have only 1k to start but I would like to add $25 biweekl...

I recently got a replacement credit card, and since then, the app is not tracking my credit card transactions. I even reconnected my bank account, and that hasn't worked.

Thanks for the assistance.

I’m selling 1 home I lived in for 20 years. I moved out in 2022 and selling it in 2024. Do I wait 2 full years to sell the second home I currently live in to help with my capital gains? Combined gains from selling both homes will be $300,0...

Hello, I am to be 62 this year, and only recently discovered that there are SS benefits available for Stay at Home wives/moms who don't have benefits for themselves. I'm trying to decide when to start to draw, knowing that there are 3 vary...

I am thinking about doing a Reverse mortgage. I know that FaithFi recommends Movement Mortgage.

Does anyone know if this is the same Movement Mortgage that agreed to pay the United States $23.75 million to resolve allegations that it viola...

On your program this week you shared links for college grants. You stated that a list would be placed on your website. I was unable to locate the list. Can you share it with me please? Marjie

Has anyone had trouble with printing an envelope balance report? It does not give the available balance in each envelope for me.

How can I get a free copy of my credit report. My credit score with experian dropped 150 from 850 to 700 for no reason. The other two reporting scores stayed at 800. I and 60 and retired. We buy everything with discover and pay in full e...

I'm 62 years old, my wife is 63 and has only ever worked part-time outside the home. We're wondering if she takes her smaller benefit now ($575) will she be penalized later when she claims spousal benefit when I reach full retirement age or...

I would like to know what are the best coverage for Homeowner and Car insurance policies

Hi, I currently have a credit card with a 15.9% interest rate, and I would like to roll over the balance to a lower interest credit card. The current balance is $3100 . I am asking if anyone has recommendations for which card offers the ...

My husband and I are moving to another state to be close to our children and grandchildren. We both have 401k at our current jobs. Our plan is to cash out and purchase our new home with those funds. We will be downsizing significantly so...

My wife and I worked very hard to pay off all out debt including our house. We have since established credit ratings in the 800s. With the recent rise of identity theft what would be a good platform to use to protect ourselves like life lo...

I am looking to sell my cabin..in doing so I may sell it for $50k more than I purchased it for. I also make approximately $90k per year. How do I know what my capital gains would be and would it put me in a different tax bracket??

Hi, I have about 3200 in an HSA I can no longer contribute to (change in employer/insurance plan that is not HSAQ). I'd like to move it to a location I can invest in a simple SP500 fund and "forget about it" for the next decade or so. I cur...

Is there a filter option to see only unverified transactions? Thanks

My church has a men’s Bible study that we are looking to start a topical study on financial stewardship, etc. Does anyone have any good book study recommendations that align with the Bible and touch on financial as well as being a responsib...

Good morning: my wife and I purchased a timeshare when we got married 22 years ago. I am now 57 years old. Lord willing, I would like to retire within the next ten years. As I get closer to retirement, I do not want the burden of paying...

I have a question clarifying spousal benefits for Soc Sec. I was married for over 10 years, have not remarried. My ex-spouse started collecting his SS at age 62. I am 58. Am I understanding correctly that I can begin SS at age 62 drawing ...

I've heard you say several times that if you sell a property that you will pay no taxes on capital gains if you earn less than ,$$40,000 because your tax rate is zero. Even if you profited $$700,000. Is this true when a business that you ho...

Hello, my wife and I currently use YNAB but are not loving the “sweep” that happens at the end of the month for CC transactions. It zeros out the envelope at the start of the next month, adding that balance to your CCs. Does FaithFi app ha...

Once you toggle this feature to "on" and reconcile accts, should the toggle button remain activated? I performed this functionality, but now the toggle button is turned "off".

I keep hearing that a trust is not necessary if you have a fairly simple estate and have a will and power of attorneys in place. Estimates for a trust are about $2000 - probate runs anywhere from $2500 to $3500? It seems it would be a whole...

I purchased my daughter’s car last year since she was going out of town.for college . I have $15,000 left on it to pay off. My interest is 9%. with Navy Federal credit Union . Do you think I should apply for a balance transfer credit card...

Is there a video tutorial on how to use this app? I was using EveryDollar but wanted to switch to FF for some savings. EveryDollar was very easy to use and intuitive…I’m finding that that’s not the case with FF.

I wanted to say thank you to Rob West and the team for the podcast. I’ll listen to a few of them each week while I’m getting ready for work. I really like how Rob reinforces a Heavenly mindset about money.

This particular podcast had a cal...

Hi, my name is David Kajuna and I’m 23 years old. Just a quick question, can I just open a mutual fund and put money in it every month? I heard this guy online and he said he opened one and put $100 in it every month. Is that a good idea? T...

I have 2 annuities that are making virtually no gains ($18,000+ and $2,000 +). I am 67 yrs. of age and will begin receiving my teacher retire and SS this month. My husband and I together have set aside emergency funds and he just inherited ...

My 30 year old daughter has about $6000 in credit card debt. The internet rate is 23%. She called to see if they would lower it but there were some requirements she wasn’t comfortable with. Someone suggested she take out a loan since the in...

I'm 50 yrs old and recently retired from 25 years in public education in Georgia. If I draw an early retirement monthly benefit, the penalty is around $900 per month, but I can keep my state health at $308 per month (covers me, wife, and d...

My name David, my sister-in-law that is a widow. Her home is paid off. She has an annuity. She has structural damage to her home in the amount of $27,000. What should she do? I believe she was gonna file a claim with her homeowners insuranc...

My wife (33) and I (35) are at a crossroads and trying to figure out what to do.

I make $62,000 and she is about to leave her job (3,400).

We have no debt (outside of house) and $8,000 in the bank.

Over the next year we could put away...

I’m considering retirement. How would I find a reputable Christian financial advisor in my area?

I see there is a verified transaction filter, but not an unverified transaction filter. Is there another way to create a filter or filter unverified transactions? Thanks!

Is there a way that we can use the equity in our existing house to get a short term loan to buy a new house before the old one sells. Our income is not high enough to just take out a home equity loan on our existing house. Any suggestions w...