“As each has received a gift, use it to serve one another, as good stewards of God's varied grace.” 1 Peter 4:10. When you think of stewardship, the first thing that comes to mind is probably money and that’s certainly important but biblical stewardship requires what are often described as the three T’s time, talent, as well as treasure. This is Faith and Finance Live - biblical wisdom for your financial journey.
- Christians are well aware that we’re to give back to the Lord from our first fruits. Malachi 3:10 tells us, “Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the Lord of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need.”
- Proverbs 3:9-10 says, “Honor the Lord with your wealth and with the first fruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.” But stewardship involves much more than our treasure. We must acknowledge that God gives us many gifts, including time and talent and we must give back a portion of them, as well, if we’re to be truly faithful stewards.
- You have been given skills and talents that the Lord wants to use for His Kingdom. Paul makes this clear in 1 Corinthians 12:4-7. It reads, “Now there are varieties of gifts, but the same Spirit; and there are varieties of service, but the same Lord; and there are varieties of activities, but it is the same God who empowers them all in everyone. To each is given the manifestation of the Spirit for the common good.”
- And again in Romans 12:6-8 Paul writes, “Having gifts that differ according to the grace given to us, let us use them in proportion to our faith. If service, in our serving the one who teaches, in his teaching the one who contributes, in generosity the one who leads, with zeal the one who does acts of mercy, with cheerfulness.”
- Are you giving back a portion of your talents to God’s Kingdom? You might not think you have any talents to contribute, but that’s never the case. We all have skills and abilities that God can use. For example, if you’re in the business world, you have a unique opportunity to share the Gospel with those who don’t yet know Christ. You come in contact with many different people like associates, customers and vendors and while doing that you can make a strong witness for Christ by treating people with honesty and respect.
- It’s probably not a coincidence that when Jesus called the 12 disciples, many of them owned and operated businesses as tradesmen and commercial fishermen. It would only be reasonable to assume the disciples used their contacts and past relationships to witness for Christ.
- We all have God-given talents. Are you good with children? Those skills can be put to use in the church nursery or baby sitting for a single mom or dad in your neighborhood who needs a break. Maybe you’re good at repairing cars or you’re a great cook or you like to paint (and yes, some people do). Or maybe you have time you can spend with an elderly shut-in down the street?
- Putting time and talents to work for others not only fulfills your calling for stewardship, it provides a great witnessing opportunity, by reflecting the love of Christ and a chance to invite someone to your church. So don’t think you have nothing to give. God can use just about anything to advance His Kingdom.
- For example, the staff of Moses in Exodus 4:3-4. It reads, “Then He said, “Throw it on the ground.” So he threw it on the ground, and it became a serpent; and Moses fled from it. But the Lord said to Moses, “Stretch out your hand and grasp it by its tail” so he stretched out his hand and caught it, and it became a staff in his hand.”
- The point is this: If God can use an ordinary object like a stick to perform miracles imagine what He can do with you a real, live person made in His image. God wants you to give of your time and talents because He loves you and wants you to experience the spiritual blessings of giving. Luke 6:38 reads, “Give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you.”
- Acts 20:35 Paul says, “In all things I have shown you that by working hard in this way we must help the weak and remember the words of the Lord Jesus, how he himself said, ‘It is more blessed to give than to receive.” How much time and talent you give back to God is between you and Him, and here 2 Corinthians 9:6 can be helpful. It reads, “The point is this: whoever sows sparingly will also reap sparingly, and whoever sows bountifully will also reap bountifully.
- Luke 12:48 tells us, “Everyone to whom much was given, of him much will be required, and from him to whom they entrusted much, they will demand the more.” If you’re generous with your time and talents as well as your treasure, you’ll no doubt one day hear the words, “Well done, good and faithful steward. Enter into the joy of your master.”
On-Air Mention:
- At FaithFi, we always want to keep you updated on the great things that God is doing through this ministry. By his favor and grace in 2022, we had 50% growth in our radio and podcast listenership, our visits to faithfi.com by people looking for biblical guidance tripled in growth, and we discovered that FaithFi App users give five times more than the average Christian giver. I hope you are as encouraged as I am by the growing number of believers who are turning to the Bible for wisdom regarding their finances. If you have been blessed by our ministry, I invite you to prayerfully consider how you can partner with us this year. Go to faithful.com and click “Give” to learn more.
Next, Rob answers these questions at 800-525-7000
or via email at askrob@FaithFi.com:- If you've been married twice, both husbands are deceased and you're drawing Social Security on your first, can you receive benefits from the 2nd husband if you'd like?
- If your grandson came to live with you, he receives survivor benefits and you save the money for him each month, what would be the best vehicle to save him later on?
- If you have a 529 set up for your son who is now a Junior but it's lost money lately, should you continue to contribute or just put this in a savings account?
- If you're 70, have no debt, you retired age 64 and rolled your 401(k) into a Vanguard IRA, you can live on your Social Security benefits, your Vanguard IRA was at $600,000 but has fallen to $540,000 due to challenges of 2022, since your not taking any money from the Vanguard portfolio, should you just leave it as-is?
- If you have $40,000 in a brick and mortar bank for your emergency fund but you'd like to earn more with it, are online accounts as safe?
- If you were married for 26 years and that ended in divorce, do you have the option of tapping into your former husband's Social Security if you have not remarried?
- If your dad passed away and you closed on the home, will you be responsible for paying taxes on the inherited house?
- If you have a few credit cards that have zero balance on them, what should you do with them without negatively affecting your credit score?
- If retirement is probably ten years away and you have $7,000 to invest, should you put this into a Roth or an I Bond?
- If you have payment plan with the IRS and you deposit funds into a bank, will the IRS garnish those funds?
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